Glossary entry (derived from question below)
Dutch term or phrase:
doorgeefregeling
English translation:
(mortgage) transfer arrangement
Added to glossary by
Adrian MM. (X)
Aug 30, 2015 11:00
8 yrs ago
Dutch term
doorgeefregeling
Dutch to English
Bus/Financial
Real Estate
This term is mentioned in my source text along with "meeneemregeling".
Meenemen = oude hyp meenemen naar nieuwe woning
Doorgeven = oude hyp doorgeven aan koper van oude woning
There was a previous discussion about "meeneemregeling"on here http://www.proz.com/kudoz/dutch_to_english/finance_general/2... which resulted in "transferable mortgage arrangement", but in conjunction with "doorgeefregeling" that becomes more difficult as arguably the latter involves a type of transfer as well.
Would really appreciate any thoughts on this!
Meenemen = oude hyp meenemen naar nieuwe woning
Doorgeven = oude hyp doorgeven aan koper van oude woning
There was a previous discussion about "meeneemregeling"on here http://www.proz.com/kudoz/dutch_to_english/finance_general/2... which resulted in "transferable mortgage arrangement", but in conjunction with "doorgeefregeling" that becomes more difficult as arguably the latter involves a type of transfer as well.
Would really appreciate any thoughts on this!
Proposed translations
(English)
| 3 +2 | (mortgage) transfer vs. porting arrangement |
Adrian MM. (X)
|
References
| meeneemregeling |
Kitty Brussaard
|
Change log
Sep 2, 2015 19:37: Adrian MM. (X) Created KOG entry
Proposed translations
+2
1 hr
Dutch term (edited):
doorgeef- vs. meneemregeling
Selected
(mortgage) transfer vs. porting arrangement
vs. meeneemregeling > portable (take-it-with-you) arrangement.
I'm unsure the last ProZ answer was right. There is a difference between a same-mortgagor 'portable' mortgage and one transferable or 'one with equity of redemption assignable' to a new buyer.
NB tacking of mortgage advances in EN law: mortgage advances to the same borrower and over the *same* property can be added together and move up to a higher priority.
consolidation of advances: mortgages over *different* properties, but to the same mortgagor/mortgage borrower can be aggregated and again move up in priority as a composite loan.
I'm unsure the last ProZ answer was right. There is a difference between a same-mortgagor 'portable' mortgage and one transferable or 'one with equity of redemption assignable' to a new buyer.
NB tacking of mortgage advances in EN law: mortgage advances to the same borrower and over the *same* property can be added together and move up to a higher priority.
consolidation of advances: mortgages over *different* properties, but to the same mortgagor/mortgage borrower can be aggregated and again move up in priority as a composite loan.
4 KudoZ points awarded for this answer.
Comment: "Many thanks, both for confirming my suspicions re: the previous suggested translation for doorgeefregeling and for your helpful suggestion for how to distinguish between that and the meeneemregeling. "
Reference comments
1 day 14 hrs
Kitty Brussaard
Netherlands
Netherlands
Native in Dutch
Netherlands
Business Language Solutions
Native in: Dutch (Variant: Netherlands) 
Works in: English to Dutch, Dutch to English, Dutch
Related KudoZ points
:
36
Reference:
meeneemregeling
Portable mortgage scheme
The portable mortgage scheme means that you may transfer the interest rate that applies to the fixed-rate component of your old loan to your new loan. You can read more about this in the conditions or consult your adviser about this.
https://www.abnamro.nl/en/images/Generiek/PDFs/010_Prive/01_...
PS. Refer also to p. 27 of this document for a more detailed explanation and note the use of the terms loan component and composition (of your old mortgage). See your other KudoZ questions (leningdeel / samenstelling).
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Note added at 1 day14 hrs (2015-09-01 01:27:23 GMT)
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And for doorgeefregeling see f.i. http://www.dfbonline.nl/begrip/12727/doorgeefregeling
The portable mortgage scheme means that you may transfer the interest rate that applies to the fixed-rate component of your old loan to your new loan. You can read more about this in the conditions or consult your adviser about this.
https://www.abnamro.nl/en/images/Generiek/PDFs/010_Prive/01_...
PS. Refer also to p. 27 of this document for a more detailed explanation and note the use of the terms loan component and composition (of your old mortgage). See your other KudoZ questions (leningdeel / samenstelling).
--------------------------------------------------
Note added at 1 day14 hrs (2015-09-01 01:27:23 GMT)
--------------------------------------------------
And for doorgeefregeling see f.i. http://www.dfbonline.nl/begrip/12727/doorgeefregeling
Note from asker:
| Transfer arrangement vs. porting arrangement, of transferable mortgage scheme vs. portable mortgage scheme. Allebei prima opties lijkt me. Dat document is enorm handig, dank je! Ga er meteen eens uitgebreider naar kijken. |
Peer comments on this reference comment:
| agree |
Adrian MM. (X)
1 day 15 hrs
|
|
Mille grazie :-)
|
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