Lina Episheva Jun 26, 2009:

Я думаю, можно будет разграничить так: insurer-страховщик, policy-holder -страхователь и insured - застрахованное лицо

Lina Episheva Jun 26, 2009:

Therefore there are three parties in a life insurance contract, the insurer, the insured person, and the owner of the policy. The other vitally important party is the beneficiary; this is the person who receives the insurance money if the insureds death does occur. One or more of these parties could be the same person, for example, if I insure my own life and make my spouse the beneficiary, then I am the insured and the owner. Likewise, if my wife insures my life and makes herself the beneficiary, then she is the owner and the beneficiary.

Lina Episheva Jun 26, 2009:

There are three parties in an insurance contract, the insurer, the insured person, and the owner of the policy. Вот посмотрите эту ссылку, поможет разобраться - http://www.streetdirectory.com/travel_guide/print_article.ph...

fariza alborova (asker) Jun 26, 2009:

да уж Да уж, этот спор не кончается никогда, insured - именно застрахованное лицо, а страхователь?

Lina Episheva Jun 26, 2009:

Этот вопрос в прозе ранее обсуждали. Вот ссылка - http://www.proz.com/kudoz/english_to_russian/insurance/24687...

fariza alborova (asker) Jun 26, 2009:

insurant В принципе, я склоняюсь к тому, что это insurant, но на чисто английский термин это не очень-то тянет

Lina Episheva Jun 26, 2009:

страхователь http://ivtextile.ru/articles/pdf/monitoring/IntlCommerceGlos...

Assured - застрахованное лицо (или застрахованный или страхователь) - another name for an insured. In the UK the assured is a person (or people) who has entered into a life assurance contract with a life office and is a policyholder. The policy on whose life the policy is taken out is known as the life assured. The assured and life assured are often the same person but not always. In the USA the expression insured is used. In life insurance, the insured is the person who has entered into contract and on whose life the policy is written. On the death of the insured, the face amount of the policy passes to the beneficiary. A party who is a potential beneficiary of an insurance contract. The synonym insured is more commonly used. The party who is entitled to receive money under an insurance contract on the happening of a stated contingency or event. The assured is also sometimes referred to as insured....

Olga Judina Jun 26, 2009:

страхователь - тот, кто платит премии Страхователь – сторона в договоре страхования, страхующая свой имущественный интерес или интерес третьей стороны.
http://www.rgs.ru/rus/insurance/dictionary/ Т.е. страхователь может быть одно лицо, а застрахованный - другое.

fariza alborova (asker) Jun 26, 2009:

двойной термин Насколько я поняла, страхователь может быть одновременно и застрахованным лицом, а может и не быть, или не так?