Zavod za socijalno osiguranje
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ZAKON O ZDRAVSTVENOM OSIGURANJU
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6) licima koja učestvuju u akcijama spasavanja ili u zaštiti i spasavanju prilikom elementarnih nepogoda i drugih nesreća;
( http://www.zso.gov.rs/doc/dom-p/zdr-os/Zakon o zdravstvenom ... )
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HEALTH INSURANCE ACT
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6. persons involved in rescue operations or in protection and rescue operations during any act of God and other accidents;
( http://www.zso.gov.rs/doc/Health Insurance Act.pdf )


- Definition of ACT OF GOD
: an extraordinary interruption by a natural cause (as a flood or earthquake) of the usual course of events that experience, prescience, or care cannot reasonably foresee or prevent
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- Definition of FORCE MAJEURE
1: superior or irresistible force
2: an event or effect that cannot be reasonably anticipated or controlled — compare act of god
Origin of FORCE MAJEURE - French, superior force
( http://www.merriam-webster.com/ )


- act of God
(law)
an event caused by natural forces beyond human control, such as a storm, a flood or an earthquake
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- force majeure noun
[uncountable] (from French, law)
unexpected circumstances, such as war, that can be used as an excuse when they prevent somebody from doing something that is written in a contract
( http://oald8.oxfordlearnersdictionaries.com/ )


- act of God noun [C]
(Law, usually used in written English)(often written in a contract)
a natural event, like a fire or a flood, that cannot be avoided easily and which causes harm to sb/sth: Neither party shall be liable for any loss caused by acts of God.
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- force majeure /; AmE / noun [U]
(Law)
unexpected circumstances, such as war, that can be used as an excuse when they prevent sb from doing sth that is written in a contract:
a force majeure clause (= in a written contract) The strikes have led to several oil companies companies declaring force majeure on their crude oil exports (= telling customers that they cannot deliver any oil).
NOTE Force majeure is a French phrase.
[Oxford Business English Dictionary]