Apr 28, 2017 22:00
7 yrs ago
8 viewers *
Spanish term

créditos retrocedidos

Spanish to English Bus/Financial Finance (general)
From the "Definitions" section of a text outlining methods and criteria for non-recourse finance transactions

Porcentaje de retrocesiones
Ratio que relaciona el importe de créditos retrocedidos entre el montante total cobrado de un determinado cedente

The only way I can think to put this is "retroceded loans" but I can't say I know what they might be. The definition would be something like this:

Retrocession percentage
The ratio of retroceded loans to the total sum charged to an assignor

Any one got any better ideas?

Discussion

Francois Boye Apr 29, 2017:
My attachments show the following: a) non-recourse finance provides loans. So one can identify credit with loan.

b) loans can be reassigned (retroceded in non-technical parlance)
philgoddard Apr 29, 2017:
I'd go with retroceded loans. I don't fully understand your text, but "cedente" implies that they're being ceded or assigned.

Proposed translations

3 hrs
Selected

reassigned loans

Non-recourse finance is about providing loans with specific characteristics (see first attachment). The second attachment explains how loans are reassigned. The last attachment is the evidence that the expression 'reassigned loans' is not a fiction.

http://www.investopedia.com/terms/n/non-recoursefinance.asp


http://www.wikinvest.com/stock/Ares_Capital_(ARCC)/Reassignm...

http://commercialhawks.com/loan-reassigned/
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4 KudoZ points awarded for this answer. Comment: "I think in my context this fits best. Many thanks to everybody"
+1
18 mins

credits reversed

credit reverse entry account > cuenta de asiento de retrocesión de ...
www.proz.com › ... › Silvia Vallejo › English -> Spanish ERP Glossary
One translation of the English term credit reverse entry account in Spanish is cuenta de asiento de retrocesión de crédito<END OF LINE>. Glossary name: ...
Retrocesión - Enciclopedia Juridica
www.enciclopedia-juridica.biz14.com/d/retrocesión/retrocesi...



IRS Processing Codes and Information 2011 - IRS.gov
https://www.irs.gov/pub/irs-utl/document6209_redacted.pdf
Jan 1, 2005 - Disposition Definition. Code. 01 ... Disposition Definition. Code. 4*. Duplicate claim ..... 802. 807. D. Withholding Credits Reversed. 820. D.
Accounting Processes and Distributions
https://docs.oracle.com/cd/E18727_01/doc.121/e13655/T388436T...
... is represented by the same event RELE with the debits and credits reversed. ... Within that fiscal policy record, you can define the Cost Type to be used for ...
imported transactions - GnuCash
lists.gnucash.org/pipermail/gnucash-user/2008-November/027235.html
Nov 3, 2008 - ... will have their debits and credits reversed due to an accommodation .... rate of a split > line for that same account since it is 1:1 by definition.
Translate this page
Es la cesión que se pacta previendo una posible retracción de aquélla. Por tanto, es una cesión en la que el cedente podrá recuperar o retraer el crédito o ...
Tax Coordination, Tax Competition, and Revenue Mobilization in the ...
https://books.google.com/books?isbn=1589067789
Mario Mansour, ‎Mr. Gregoire Rota Graziosi - 2013 - ‎Business & Economics
El crédito de los bancos internacionales que operan en la región se ha ... región han retrocedido Precios de las materias primas desde el 1 de enero de 2007 1/ ...
Seguros. Recopilación normativa. Cuarta edición 2011
https://books.google.com/books?isbn=8497202074 - Translate this page
Centro de Publicaciones - 2011 - ‎Education
Retrocedido Cuentas destinadas a recoger el importe de la participación de los ... por reaseguro cedido y retrocedido Deudas y créditos con reaseguradores, ...


See the definition of "credits reversed"
Peer comment(s):

agree nweatherdon
2 hrs
Thank you, njweatherdon - Mike :)
neutral philgoddard : Your last reference is about reinsurance retrocession, so not directly relevant, but I think a similar idea may apply here: loans given back to the party they came from. "Creditos" almost certainly means loans, as it's about non-recourse finance.
19 hrs
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1 day 18 hrs

backdated credits

I understand it to mean credits ceded retroactively, i.e. "backdated" in layman's terms.

Backdate (verb): -> to put an earlier date to (a document) than the actual one.
"they backdated the sale documents to evade a court order";
to make (something, such as a pay increase) retrospectively valid.
"the 4 per cent increase was backdated to June"

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Note added at 1 day18 hrs (2017-04-30 16:17:38 GMT)
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NB: This is not really my specialist area, and I meant to enter a lower confidence level.
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Reference comments

37 mins
Reference:

Retroceder Pago Tarjeta: Pasos a seguir
En caso de que el pago con la tarjeta se deba a un pago que has configurado como automático, deberás ponerte en contacto telefónico con el Servicio de Atención al Cliente de la tarjeta de crédito. Si se trata de una compra que realizaste en un establecimiento, con que vuelvas al local y hables con la persona que te realizó el cargo, debería ser suficiente para que detenga la transacción o te reintegre el dinero.

Hay que presentar una solicitud por escrito para retroceder el cargo, es decir, enviar una carta por correo certificado al establecimiento y a la empresa proveedora de la tarjeta. La carta debe describir el motivo por el cuál deseas retroceder el pago, así como la fecha y la cantidad que deseas rechazar.

Si el cargo en tu tarjeta es efectivo, entonces, debes contactar con tu entidad financiera, ya que tienen hasta 30 días para decidir que hacer con el cargo. Es recomendable guardar y conservar el recibo de la transacción que queremos revocar, para enviarlo junto con una carta detalladando lo ocurrido de tu tarjeta de crédito.

https://www.rankia.com/blog/mejores-tarjetas/2205168-como-re...

Reverse Credit is used to apply amounts back to a client's account in the event of a payment being dishonoured. This cannot be done through simply invoicing the client again as the invoice will be seen as another sale. The dishonoured payment could be deleted from the system using the Load Payment function but no record of the dishonoured payment is then held.

To apply a Reverse Credit to a client's account, select Accounts from the Main Menu. Select Reverse Credit from the drop down menu. The client list is displayed. Select the client to receive the Reverse Credit. The Reverse Credit dialogue is displayed.

http://www.gesystems.com.au/html_manual/accounts/reverse_cre...

I don't know if the information on page 6 of the following agreement will help you.

https://www.2006.isotools.org/centros/32/gdocumental/l21_a83...

I think 'retroceder' is 'reverse'.
Peer comments on this reference comment:

agree Gabriela Alvarez : ¡Qué buenas referencias!
23 mins
Muchas gracias, Gaby :-)
agree Michael Powers (PhD) : Gracias, Gaby. Mike :)
2 hrs
I'm not Gaby, but thanks anyway ;-)
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